Wednesday, 15 February 2012

100 Day Challenge

I’ve written this post three times now, read it and deleted. You see there’s so much I want to explain, but I don’t want to bore you. So I will summarise, I have always be honest and open when I say that shopping makes me happy, I shop when I’m down, I shop when I’m bored , I shop to commiserate and to celebrate.
Starting my MA has left me with very little money and until Christmas I was doing alright but over Christmas I slipped, the abundance of sales and Christmas money lured me in to a false sense of security. The stress of Christmas, huge amounts of work for my MA, and my multiple Christmas weight gains left me fraught, so off to the shops I went. The problem is I didn’t stop. Last week I had a look at my finances for the first time this year and waves of sickness washed over me. I had been hiding my spending. Calling everything a must have, kidding myself. Hiding my buys and spending about 6 months budget in less than two.
Have you ever bought something because you felt you deserved it?

Have you ever bought something just because it's a bargain?Have you ever bought something because the sales women looked at you like she thought you couldn’t afford it? (Maybe she had a point)


Have you ever placed an order on the internet and dropped a few extras in to the basket? Well you are paying for the postage anyway right?


Have you ever seen something and in that moment believed that if you own it you will look better? Feel better?


Do you ever obsess over having an item only to get it and feel nothing? Well then you have to buy more to get the thrill you expected right?


Well I do all of that and more.

It’s not just clothes, its books, magazines, cosmetics, it’s the really cute stationary and the bargain ornament that I will now have to find a place for.I have a to read pile the size of a toddler, enough make up to keep a beauty pagent in slap and enough cloths to wear a new outfit everyday day for the rest of my life. (I may have exaggerated the last point but you get my drift.)

So this is it. I like a challenge.



100 days no shopping. 14 weeks and two days. I was going to give it up for lent but I dont think 40 days is long enough to help the financial whole I’m in.


My rules are:


1.No shopping of any kind, charity, online or High Street.


2.I will make a note of everything that I fancy and most probably would have bought if not on the ban and once the ban is over I will treat myself to one of two items from the list.


3.My money is allowed to be spent on, travel, food and drink, essentials such as stamps, batteries things I need for uni.


The final day will be 25th may.

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Last buys: Boots:Primark. Necklace:Topshop. Magazines.

Now if anyone would like to join me in my challenge send me a tweet or email. I’d love a buddy. Maybe it’s not all shopping, maybe you want to give up a shoe habit or kerb your spending when it comes to cosmetics, let me know.
I have plenty of items to blog about that I've bought over the past month and lots more posts planned but do expect any hauls for the next 100days! Do you think I can do it?
My mum certainly doesn’t think so.


67 comments:

  1. Wow! 100 days .. you are brave! Good luck - I really do need to do the same but don't want to set myself up for failure, however I will seriously be cutting back on the spending and sticking to a budget more! xx

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    1. It scares me how out of control my spending has become! Thank you, I'll keep checking on you via twitter! lol x

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  2. Good luck lovely, I struggle lasting a day let alone 100 of them!! xx

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    1. I've been like that but having no income means I can really see my bank balence vanishing! Thank you XX

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  3. To stop yourself worrying as much/make yourself feel better, why not sell a few things on ebay?
    I completely understand what you mean though about the buying.. I used to be like it before I got my own house, now I don't have a choice! x

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    1. Thants something I should be doing! I had a bit of a stress last month and gave like 50% of my clothes to charity so i dont have quite as much! xx

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  4. Oooh I might try this for a month. Can't do 100 days because all of my clothes are falling off me and I only have about 5 things that currently fit.
    I bought two tickets to see Madonna this summer and a trip to Manchester that I couldn't really afford, need to stop living in a dream world. I don't earn enough! x

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    1. Ekkk, good luck gem :] I'm glad i'm not alone with the needing to cut back. I live in a dream world too, last month I was blowing £50+ every time I shopped. I HAVE NO INCOME AT ALL! X

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  5. I think I will do this, I was going to go on a no buy until July, but I think 100 days is a better start :) I find that when I am not feeling well buying stuff makes me happy but the next day I just feel horrible because I wasted money.

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    1. buyers remorse! I have it all the time. I chose 100 because it seemed like a huge achivement but may seems not too far away lol x

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    2. Then I will definitely be doing this! Let's try to keep each other strong

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  6. Good luck m'dear :) I bet it goes splendidly! ♥

    Sarah ^.^

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    1. Thank you :] I'll keep you updated. Now i've told everyone (in RI too) it seems so much more real! x

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  7. I say good for you and good luck. I've always been pretty tight with money and my guy is the opposite so i'm trying to tame his spending habits atm and it's not easy. I ditto Kate's idea above about Ebay, would it help you to sell some of the things on there?

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    1. Thank you Rachael, I will start finding things, I did have a huge clear out when stressed and ended up giving half my wardrobe to charity! x

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  8. I've been toying with a spending ban for quite some time now, without much conviction but reading your list of why you've been buying has struck a chord with me. I'm in!

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    1. So glad you're doing it too. I will be tweeting you lots! x

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  9. I have the mantra "It's only a bargain if you need it" I have this year after not really budgeting properly taken it seriously and I take money out of the bank every week to live on, and I find that really helps. If you see physically how much cash you have then it makes you more aware of how quickly it's going. I leave some money in the bank every week now, and since january I've actually SAVED UP MONEY. Its paying for the family holiday. But take all your cash out to live on and see how it goes, you're less likely to spend it as quickly. I reckon you'll do it. :)

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    1. Thanks hun, and thank you for everything your blumming amazing. Love you. x

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  10. Good luck! I'm sure you can do it!

    This is definitely something that I should be doing, I buy so much crap it's unreal! I also never ever check my balance as it's such a horrible experience lol, and as I buy everything on my card I never pay attention to how much I'm spending. Terrible. I need to start saving so that I can move back to Preston!

    I might have to think about joining you!

    xx

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    1. That was my thing - never checking balence is a bad thing Haha let me know if you do :] xxxx

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  11. I think you can do it! Plus now that you've blogged about it, if you do give in you'll feel like a failure & will have to blog about it ;-) I've been cutting back on my spending too, sometimes it is hard because blogs always seem to be based around 'I bought this, isn't it awesome' but I have faith in you! Imagine how good you'll feel at the end :)

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    1. Thank you :]
      I keep thinking about the end, I think that a small part of me dosen't think i'll do it either but I love a challenge! x

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  12. I believe in you. If you do it I will personally buy you a treat!
    I'm going to join, but am discounting my special 'yay you've finished your dissertation' treat as I think I deserve it!

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  13. I have been on a self imposed spending ban from jan till end of april. this is for two reasons, a) i buy stuff I dont need b) I am saving for a wedding c) I am trying to clear debts accumulated because of a).

    Good luck, and my tip is to set yourself an amount to spend per week on food/travel etc. take it out in cash at the start of the week, and leave your cards at home (or give them to someone else to look after!) OR transfer your incomings out to a savings account...
    Looking forward to hearing your progress!!

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    1. I have no incomings at all but I have two account so i'm going to have one account with my weeks money in and only take that card with me! Good luck with your quest to clear your debts hun :] XXXX

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  14. I don't think I could do this! For me, it's not the clothes so much as the little bits and pieces - I buy quite a few magazines, and keep meaning to save in the long term with subscriptions. Good luck to you - I'm sure you'll be able to do it! :) xx

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    1. I sub to glamour and Cosmo for about £12 a year which is a huge saving - Look out for deals! X

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  15. I am SOOO glad that you posted this!
    I think every girl is guilty of this, I defo am. Like you said I buy things online sometimes just to bump out my order because I'm paying anything from £3-6 for shipping! It's really bad!
    Good luck on your mission!
    I defo couldn't do it, I wish I could.

    Ayeisha
    x

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    1. If I can manage it anyone can, maybe your 100 days you could just cut out one thing that you know you dont need?! XXX

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  16. I'm going to back you for as long as i can! 100 days is mental for me though, may just be a month haha. You can do it Dani xxx

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    1. Just thought Id let you know that Im not doing well. I just bought gig tickets for James Bourne from Busted...too good to pass up, no? Haha :( x

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    2. Oh Neen really?! Busted? lol. Keep me updated on how you do gig tickets isn't really shopping anyway. :] x

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    3. Haha, biggest fan. Not even gonnna lie ;)

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  17. I'm sure you can do it. I've curbed my spending this month and I intend to carry on. I find the best way is to write down what you spend, I can easily go shopping and spend hundreds without even realising, I've had one shopping trip since I started and when I got home and wrote everything down I felt really guilty.....so it seems to work. Good luck xxx

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    1. Well done with your spending. I will be writing everything down from now on hopefully the 100 days will get me back in control :]x

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  18. Replies
    1. :]]] YEY great to have you on board.x

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  19. I've deffinitely been in your shoes, its tough getting out of that financial rut, and i wish you all the luck in the world! if you need a buddy who slaps you on the writs before buying something, feel free to send me a tweet when in need :) and im excited about the challenge, im sure you have so much amazing stuff to show us. Try going to the back of your closets, im sure there is awesome stuff back there that you forgot about, its like that with at my house, i usually find pretty sweet stuff whenever i clean out my closet and co. and you can always DIY the stuff you dont like anymore into something you'll like.

    xo
    A_Riot

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    1. Thank you so much :] I'll be sure to tweet you when i'm weakening. I'm looking forward to sharing some old and much loved items from the back of my wardrobe I had a huge clear out last month and found loads of great stuff! XX

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  20. wow i wish i had the money to shop as much as it seems you've had, ^,^ Well good luck on your challenge. :)

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    1. Thank you, I basically have a budget for the year - like a student loan - but no income becasue i'm a full time MA student untill october, So year i've had a lot of money at once but it has to last me a long time! XX

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  21. "the abundance of sales and Christmas money lured me in to a false sense of security" - totally know what you mean by this - you think you have loads and it drains away even when you don't feel like you're spending anything (eg.like you said buying little extras, magazines are a huge waste of money nowadays as you're basically paying for a book of adverts.
    Writing a list of everything you feel to buy is a great idea because at the end of the 100 days what you DO buy you won't need to feel guilty about because you still want it so it's not just an impulse buy.

    Stephanie xx
    www.theglamguide.com

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    1. Thats my thinking! I alread have 3 things on the list and two of them I know I would have just bought on impluse whilst online! X

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  22. Best of luck with your challenge Danielle! I think it sounds like a great idea and not only will you save lots you'll see what you really do need when it's over...I'm sure lots of things I buy on impulse and if I noted them down and could only buy one or two it'd be a much better idea!

    Caroline x
    carolinescatwalk.blogspot.com

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    1. Thats one of my problems..I see something and think that I need it stright away!
      XX

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  23. wow, I wish I had the will power to do this! Maybe I will try it for lent next year and see how I get on! :L

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    1. I hope I have the will power...I hope!X

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  24. Hello Danielle! I saw references to this on Char and Sophie CGDN's blogs and I think it is a really really good idea. Well done!!!!! I definitely need to do this, what you said, rings so strongly with me so I will join you! Here's hoping.... Eeeeeek!!!

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    1. OHHHH good luck Kezzie I will be doing a blog post with all the people who are taking part! XXX

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  25. Wow good luck with this, I couldn't do it!
    I think I have a slight problem when it comes to spending, my bank manager would definitely back me up on that! x

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  26. I know you can do it! This is such an honest post, and I can relate to how you feel, I have bad binges of shopping for the sake of it, but then I often go months without buying a single thing. It is hard though because if you’re constantly passing shops, seeing new stuff then it’s just so tempting to shop xxx

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    1. :] its so nice to know that people understand <3 xxx

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  27. I said yes to every question, christ! I live well beyond my means & then expect other people to help bail me out & it would seem that no matter how much I buy, I'm still never satisfied. I wish you the best of luck with this bb! I don't think I could do it but maybe it's time I started setting my own goals...

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    1. So glad you are on board now! I'm very proud of all the ladies joining in :] xxx

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  28. I love this :). Good luck! I was like this so badly! Would spend my 3/4 month loan in like 1 month and then not be able to eat for months and worry about bank letters and stuff.

    I have a part time job now where my loan can only be spent on uni shit and living and my job has to pay for clothes etc. it has made me much less stressed this way because I don't have buyers guilt because I know money will go in to my account every week instead of just watching it plummet. I'm still poor like ;) but its a different stress free kind of poor.

    Xxxx good luck xxxx

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    1. Thank you so much,I'm trying to get a job (other than the job I have atm) to help but fitting it around my uni hours is hard because my commute is 2 hours each way plus all the study time at home! I'm glad things are a bit better for you :]
      XXXXX

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  29. I found this post actually googling no spending challenges because I'm totally at a loss for what to do about my ridiculous spending. It's a bit better now I have a job because I'm not using credit to buy stuff, but I've been employed for 6 months now and have absolutely no money to show for it.. just a load of STUFF that I don't really need. I'm going to take inspiration from your post and do this challenge too, thanks for being so honest! :)

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    1. Ohh i'm so glad you found me! It's been great for me to know that i'm not the only one that takes shopping too far when they really should be cutting back. Sometimes shopping can be quite a secretive thing so it's nice to know theres a few of us!
      xxx

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  30. Wow! This is amazing and you know what it's something I really need to do also. I think I'm going to join you on this! Arrrgh. I'll see how I get on for a week then I'll do a blog post. I certainly need to wear stuff in my wardobe I never look at and use up the endless foundations and mascaras I have before they dry up xx

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  31. ohhh let me know what you decide, just leave a comment or tweet or email me :] I'd be happy o haveyou on board even if your ban only includes make up x

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  32. I love this idea!! I am so in. I spend sooo much money on clothes, shoes, bags, you name it, and I really need to save some money!!

    Not sure if can last 100 days with a holiday in that point so mine will be until 26th may - payday and a week before holiday! So means if need anything can get it last minute with money save in that time.

    good luck!
    Sarah
    http://fatgirlfighting.blogspot.com

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  33. I've just written a post on how I am going to try do this when I go back to university in September.
    I'm scared and excited at the same time!
    x

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  34. I'm doing the challenge too!
    Good luck!

    www.sonandstar.blogspot.com

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  35. I will do it!

    new follower
    tobebioacaseofbeauty

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